Underwriting

Getting the best possible underwriting decision is vital to placing cases with your clients. Our Quick Quote and Informal Programs have produced impressive results. We place close to 75% of submitted premium.

Our Quick Quote program shops the specifics of each case to our core insurance partners without identifying the client. Within two business days, we will receive the initial underwriting opinion of several top insurers.

Informals are reserved for larger cases where we need a solid underwriting offer from multiple companies, thus creating a highly competitive environment between insurers. True informals are limited to minimum death benefit and premium requirements.

Additionally, we have access to three senior level underwriters, working specifically with our agency force to secure the best possible underwriting results.

When the informal process is complete, all avenues have been taken to ensure that the best possible product and underwriting classification had been achieved. You will never be blindsided by another competing agent.